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Advanced mortgage and cash flow strategies, explained the way your neighbour would. New posts weekly, rounded up in a digest you can actually read.

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Why Waiting for 2% Mortgage Rates Could Cost You More Than Locking In at 4.45% post image
By Dana Jerlo
Jun 30, 2026

Why Waiting for 2% Mortgage Rates Could Cost You More Than Locking In at 4.45%

Featured post
Alberta's 2.7% Growth Forecast Hides a Wage Problem Most Oil Workers Won't Talk About post image
By Dana Jerlo
Jun 30, 2026

Alberta's 2.7% Growth Forecast Hides a Wage Problem Most Oil Workers Won't Talk About

Featured post
CMHC Expects Housing Starts to Drop 11% by 2027 as Trade Wars and Condo Glut Converge post image
By Dana Jerlo
Jul 23, 2026

CMHC Expects Housing Starts to Drop 11% by 2027 as Trade Wars and Condo Glut Converge

CRA wins procedural dismissal on capital gains challenge, leaving constitutional question unresolved post image
By Dana Jerlo
Jul 22, 2026

CRA wins procedural dismissal on capital gains challenge, leaving constitutional question unresolved

BMO Says Bank of Canada Rate Cuts Are Off the Table, Unless Trump Follows Through post image
By Dana Jerlo
Jul 22, 2026

BMO Says Bank of Canada Rate Cuts Are Off the Table, Unless Trump Follows Through

June 2026 affordability data exposes the policy failures keeping Canadians out of homeownership post image
By Dana Jerlo
Jul 22, 2026

June 2026 affordability data exposes the policy failures keeping Canadians out of homeownership

High pass rates for CFP and QAFP exams don't prove the profession is getting smarter post image
By Dana Jerlo
Jul 22, 2026

High pass rates for CFP and QAFP exams don't prove the profession is getting smarter

The Math on U.S.-Listed ETFs: When Currency Costs and Tax Drag Still Beat Canadian Alternatives post image
By Dana Jerlo
Jul 22, 2026

The Math on U.S.-Listed ETFs: When Currency Costs and Tax Drag Still Beat Canadian Alternatives

How Bulk Investor Deals and a One-Year Tax Rebate Pulled Toronto's Condo Market Back from the Brink post image
By Dana Jerlo
Jul 21, 2026

How Bulk Investor Deals and a One-Year Tax Rebate Pulled Toronto's Condo Market Back from the Brink

How 3 Smart Devices Cut My Ontario Insurance Bill by $280 a Year post image
By Dana Jerlo
Jul 21, 2026

How 3 Smart Devices Cut My Ontario Insurance Bill by $280 a Year

Trump's 50% Tariff Isn't a Negotiation, It's a Demolition post image
By Dana Jerlo
Jul 21, 2026

Trump's 50% Tariff Isn't a Negotiation, It's a Demolition

CREA Cuts 2025 Sales Forecast Again as Regional Splits Widen post image
By Dana Jerlo
Jul 20, 2026

CREA Cuts 2025 Sales Forecast Again as Regional Splits Widen

Canadian Home Sales Up Three Months Running While New Listings Drop 5.6% post image
By Dana Jerlo
Jul 19, 2026

Canadian Home Sales Up Three Months Running While New Listings Drop 5.6%

How to Stack $71,500 in Tax Breaks on Your First Ontario Home Purchase post image
By Dana Jerlo
Jul 19, 2026

How to Stack $71,500 in Tax Breaks on Your First Ontario Home Purchase

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Honest writing on the strategies for paying less tax, building wealth, and getting more out of the home you already own.

Featured Posts

Why Waiting for 2% Mortgage Rates Could Cost You More Than Locking In at 4.45% post image
By Dana Jerlo
Jun 30, 2026

Why Waiting for 2% Mortgage Rates Could Cost You More Than Locking In at 4.45%

Alberta's 2.7% Growth Forecast Hides a Wage Problem Most Oil Workers Won't Talk About post image
By Dana Jerlo
Jun 30, 2026

Alberta's 2.7% Growth Forecast Hides a Wage Problem Most Oil Workers Won't Talk About

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Advanced mortgage and cash flow strategies, explained the way your neighbour would. New posts weekly, rounded up in a digest you can actually read.

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Honest writing on the strategies for paying less tax, building wealth, and getting more out of the home you already own.

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