About
Hi, I'm Dana.
Mortgage broker. Canadian. Writing about the strategies banks don't talk about.
Most mortgage advice in Canada stops at "here's your rate, sign here." If you own a home, you're sitting on one of the most powerful financial tools available to you, and almost nobody shows you how to use it. That's what this site is for.
The work
What you'll find here
Posts on advanced strategies that turn a mortgage into a wealth-building engine. The Smith Manoeuvre, debt swaps, power of the paycheck, and other cash flow plays that can shave years off your mortgage, lower your tax bill, and build wealth from equity you already have. How each one works, when it makes sense, when it doesn't, and the math behind the decision.
The reader
Who it's for
Homeowners who want to understand their options instead of being told what to do. No finance background needed. I write the way I'd explain it to a client across the kitchen table.
The name
Why "Backyard Broker"
A good broker should feel like the one who lives down the street. Available, plain-spoken, in your corner. That's the standard I write to.
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