backyardbroker (Page 3)

Advanced mortgage and cash flow strategies, explained the way your neighbour would. New posts weekly, rounded up in a digest you can actually read.

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Why Waiting for 2% Mortgage Rates Could Cost You More Than Locking In at 4.45% post image

Why Waiting for 2% Mortgage Rates Could Cost You More Than Locking In at 4.45%

Alberta's 2.7% Growth Forecast Hides a Wage Problem Most Oil Workers Won't Talk About post image

Alberta's 2.7% Growth Forecast Hides a Wage Problem Most Oil Workers Won't Talk About

Retail Sales Kept Growing in September, but Debt Payments Are Slowing Shoppers Down post image

By Dana Jerlo

Oct 27, 2026

Retail Sales Kept Growing in September, but Debt Payments Are Slowing Shoppers Down

Meta's Rising AI Budget Reads Like an Insurance Premium on Its Ad Business post image

By Dana Jerlo

Oct 27, 2026

Meta's Rising AI Budget Reads Like an Insurance Premium on Its Ad Business

Every Dollar Into an Index Fund Buys More of What Already Rose post image

By Dana Jerlo

Oct 26, 2026

Every Dollar Into an Index Fund Buys More of What Already Rose

A RRIF Left to a Child in the U.S. Faces Two Tax Clocks post image

By Dana Jerlo

Oct 26, 2026

A RRIF Left to a Child in the U.S. Faces Two Tax Clocks

A 7-Step Bank Fee Audit to Find the Charges Your Statement Buries post image

By Dana Jerlo

Oct 25, 2026

A 7-Step Bank Fee Audit to Find the Charges Your Statement Buries

What a General Inspection Misses: 7 Furnace Checks Before Your Fall Offer post image

By Dana Jerlo

Oct 25, 2026

What a General Inspection Misses: 7 Furnace Checks Before Your Fall Offer

Gray Sees Data Centres, Griffin Sees Prices: Where AI's Capital Risk Sits post image

By Dana Jerlo

Oct 25, 2026

Gray Sees Data Centres, Griffin Sees Prices: Where AI's Capital Risk Sits

Lenders Want Growth in 2027, but Funding Costs and AI Will Decide Who Gets It post image

By Dana Jerlo

Oct 25, 2026

Lenders Want Growth in 2027, but Funding Costs and AI Will Decide Who Gets It

Buying Tylenol on Credit: Kimberly-Clark Tests Its Investment Grade Cushion post image

By Dana Jerlo

Oct 24, 2026

Buying Tylenol on Credit: Kimberly-Clark Tests Its Investment Grade Cushion

Pricier oil helps Alberta, but it may delay relief for variable borrowers post image

By Dana Jerlo

Oct 24, 2026

Pricier oil helps Alberta, but it may delay relief for variable borrowers

Cashback Mortgages: When a Higher Rate and Clawbacks Outweigh the Upfront Rebate post image

By Dana Jerlo

Oct 24, 2026

Cashback Mortgages: When a Higher Rate and Clawbacks Outweigh the Upfront Rebate

RRSP Refund or 20% RESP Grant: Where a Single Parent's Surplus Earns More post image

By Dana Jerlo

Oct 24, 2026

RRSP Refund or 20% RESP Grant: Where a Single Parent's Surplus Earns More

Honest writing on the strategies for paying less tax, building wealth, and getting more out of the home you already own.

Featured Posts

Why Waiting for 2% Mortgage Rates Could Cost You More Than Locking In at 4.45% post image

Jun 30, 2026

Why Waiting for 2% Mortgage Rates Could Cost You More Than Locking In at 4.45%

Alberta's 2.7% Growth Forecast Hides a Wage Problem Most Oil Workers Won't Talk About post image

Jun 30, 2026

Alberta's 2.7% Growth Forecast Hides a Wage Problem Most Oil Workers Won't Talk About